Outcome focus — income received, cash flow, and projected month-end finish. Resets each month.
WealthIQ Breakdown
WealthIQ measures long-term financial strength — not monthly spending. It moves slowly by design.
2026
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Soar
Personal Finance OS
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How to Import a CSV
What is a CSV? A CSV is a simple spreadsheet file that lists your transactions — date, amount, merchant, category. Most banks and finance apps can export one.
Where do I get it? Log into your bank or finance app (Copilot, Origin, Monarch, and most major banks all support this) and look for "Export transactions" or "Download activity." Select your date range and save the file.
What months can I import? You can import one or more months at once. Soar will only replace transactions for the months found in the file — older data stays untouched.
Income matching tip Soar matches paycheck deposits by merchant name. If income isn't being picked up, check that the name your bank uses for the deposit (e.g. "Acme Corp" or "Direct Deposit") matches how it appears in your CSV. You can re-run the import after correcting it.
Home Strategy
What is this? Home Strategy helps you think through your home — how much equity you have, when it might be paid off, and what it could be worth over time.
What it uses Your current home value, mortgage balance, interest rate, and how long you plan to stay. You set these in the fields below it.
Appreciation estimate Tap "✦ Estimate Rate" and Soar AI will look up typical appreciation rates for your area based on recent market data.
What it shows Projected home value, remaining equity, and payoff timeline — useful for deciding when to sell, refinance, or upgrade.
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Soar AI
Hey! I know your full financial picture. Ask me anything — "how are we doing this month?", "what was our savings rate in January?", "where should we cut spending?"
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